This footage shows the two men hacking and hammering at the tree in a suburban garden.The professionals continue carefully working the tree until the point of collapse.Two tree surgeons could very well be out of a job after accidentally felling a tree onto somebody’s house.
image credit: Alex Litovchenko
But instead of falling into a clearing, the huge tree collapses down through the roof of a nearby house. The tree appears to have caused significant damaging to the roof and attic. The man continues: ‘Well, I guess that’s what we intended to do. This house is going to be demolished.
To use the example of a falling tree, we can look at a few different scenarios to address the potentially muddy question of who pays for the damage from trees falling across property lines.
If your tree falls on your house, your homeowner’s policy will provide coverage for any damages up to your policy limits, after you pay your deductible. This coverage extends to cover damage to your main home, garage, shed or other additional buildings, and structures such as a fence. If there is damage to a structure, debris removal is also covered, up to policy limits.